The Florida Bill, which prohibits policyholders from entering into assignment of benefits (AOB) agreements for AGRR work, was signed into law by Governor Ron DeSantis on Thursday, May 25 and is now law. The new law marks the end of AOB contracts for auto glass repairs, replacements and recalibrations in the Sunshine State.
SB 1002 was introduced by Sen. Linda Stewart in February 2023 as the state’s legislators looked to reel in the number of auto-glass-related lawsuits in Florida. According to the American Consumer Institute Center for Citizen Research, auto glass lawsuits in Florida rose by 4,000% between 2011 and 2011, from 591 to 28,156.
The law also prohibits companies from offering “items of value” to customers for making insurance claims for glass replacements and repairs. Additionally, insurers will be required to offer “actuarially sound discounts” to insureds if they accept the insurer’s offer of a policy with a repair agreement.
That means Florida is no longer a zero-deductible state, as insurance companies will be able to offer policies with deductibles for glass.